Unfair bank and credit card charges
Banks are notorious for charging their customers late fee’s, penalty charges and overdraft fee’s. A few years ago customers who were charged penalty fees upon penalty fees and £30 overdraft charges for going one penny into an unarranged overdraft were able to claim back these unfair charges, now though this is a lot more difficult.
The average customer could claim back around £1000 in unfair charges but this was largely dependant upon the account, how long you have had it for and the level of fees that you have been charged.
Credit card and bank charges vary slightly in that a bank account would only take extra fees from a customer for an un-arranged overdraft etc, where as credit card charges are levied against customers who miss payments, go over their limit etc each month and can mount up.
Scottish PPI Claims
If you are a Scottish resident and believe you have PPI attached to a loan, mortgage, store or credit card you could have been mis-sold the policy and so could claim back on average £3000 from your bank or lender. Claiming back mis-sold PPI is easy, simply give a Scottish PPI claims company a call and get the advice and help you need in order to pursue your claim.
